Thank you for using our calculator tool. This article examines the real-world cost of ownership and common issues for the SUZUKI SWIFT IV (FZ, NZ) 2012 equipped with the 1.2 (AZG412, ZC72S) engine at 200000 km mileage.

ESTIMATED MARKET PRICE

Approximate cost of the car in the US market, shown in USD. Used examples in fair condition range from 3500-4500 USD, good condition 5000-6500 USD, and certified pre-owned or excellent examples up to 7500 USD.

DEPRECIATION — PAST YEAR

The vehicle lost approximately 800 USD in value over the past year, representing about 12% depreciation.

DEPRECIATION FORECAST

Projected value loss: 600 USD in the next year (resale ~3500 USD), 1500 USD over 3 years (resale ~2500 USD), and 2200 USD over 5 years (resale ~1800 USD).

BREAKDOWN FREQUENCY & REPAIR COSTS

This model tends to break down infrequently with proper maintenance. Average repair bill is around 250 USD in USD.

ENGINE RELIABILITY & REPAIR COSTS

The 1.2 (AZG412, ZC72S) engine rates as highly reliable. At 200000 km common issues include timing chain wear (600 USD) and occasional oil consumption (300 USD repair).

TRANSMISSION & GEARBOX RELIABILITY

The gearbox and drivetrain are reliable. Common failure points are clutch wear (450 USD) and CVT fluid changes if applicable (150 USD).

ELECTRICAL SYSTEM & MULTIMEDIA RELIABILITY

Electronics and sensors are generally dependable. Typical repair costs average 180 USD in USD for sensor replacements or infotainment glitches.

SUSPENSION & CHASSIS RELIABILITY

Suspension reliability is good for the class. Common wear items include shock absorbers (400 USD pair) and bushings (200 USD).

BODY & EXTERIOR

Paint quality is average with decent rust protection. Spare parts like bumpers cost 150-300 USD and are widely available in USD.

SCHEDULED MAINTENANCE COSTS

Routine service for the 1.2 engine at 200000 km costs around 120 USD per interval in USD, covering oil, filters, spark plugs and brake pads.

TAXES, REGISTRATION & INSURANCE

Annual tax and registration fees average 200 USD with insurance around 450 USD per year in USD.

FUEL / ENERGY COSTS

Average fuel consumption is 5.8 L/100km with estimated annual fuel cost of 850 USD in USD.

TYRES

Factory-recommended size is 185/60R15. OEM tyres cost 85 USD each while quality alternatives are 60 USD each in USD.

FILTERS & CONSUMABLES

Cabin air filter 25 USD, oil filter 15 USD and other consumables average 50 USD total in USD.

TOTAL ANNUAL OWNERSHIP COST

Combined yearly costs total approximately 2100 USD in USD including fuel, maintenance, insurance and taxes.

PROS & CONS

Pros
  • Excellent fuel economy
  • Low maintenance costs
  • Reliable engine
  • Affordable parts
Cons
  • Basic interior materials
  • Limited rear space
  • Average ride comfort on rough roads

WHAT TO CHECK BEFORE BUYING

Inspect timing chain condition, clutch wear, suspension bushings, rust on underbody and service history for the 1.2 engine at high mileage.

VERDICT

This car is worth its price and reliable enough to recommend for budget-conscious buyers. Final recommendation: buy if well-maintained.